Happy finances,
happy life.
Financial planning for internationals in Germany who want to grasp the full set of opportunities available to them.
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How we help
We see real estate as an investment as a unique opportunity right now, planning towards your independence as your backbone for long-term success. 2 levers for long-term success.
Your journey to living a good financial life
Software meets human expertise — the best of both worlds
Start exploring on your own
Free tools. Real numbers. Your pace.
Get expert guidance when needed
Independent advisors. No commissions. Honest answers.
Make confident decisions
Execute with confidence. Stay supported.
"We're internationals who love personal finance. We're building the product we've always wanted for ourselves, our friends, and our family."
Financemate Founders
Read our storyCustomers like us
Kristine
Australia
"Real estate came up, and I was flabbergasted by the calculation - positive cashflow, tax benefits, building wealth without using my own capital… why wasn't anyone talking about this? Alex guided me through the numbers, I verified with my own research, and it seemed like a no-brainer. We found a €250k apartment, and I went for it. Four months later, I bought another in Frankfurt for €600k."
"Four months later, I bought another in Frankfurt for €600k"
Marieke Neleman
Netherlands
"I found Financemate through Google as I needed advice on pension/investment for starting freelance. He explained everything clearly and provided a tailored solution for me. I can recommend Alex to anyone seeking help with finances while also wanting to become more knowledgeable about the topic."
"explained everything clearly and provided a tailored solution"
Ruwen Bussinger
Germany
"I admit it, I'm no expert. Alex (my Financemate) was the first consultant who suggested canceling products that no longer fit our needs and only recommended truly helpful ones. There was never any pressure, just an honest discussion about risks and preferences. I wholeheartedly recommend him as an honest sparring partner for financial decisions."
"an honest sparring partner for financial decisions"
FAQs
We combine modern software with independent financial advisors. Start by exploring our tools and calculators on your own, then book a free consultation when you're ready to discuss your specific situation.
If you're living in Germany as an international, earn income here, and want to optimize your finances, you're likely eligible. We work with anyone from early-career professionals to established executives.
Real estate investing focuses specifically on using property to reduce taxes and build wealth. Holistic planning takes a broader view of your entire financial situation including investments, retirement, insurance, and life goals.
Our calculators and planning tools are free to use. Advisory services are fee-based with transparent pricing - we'll discuss costs during your free intro consultation. We never earn commissions from financial products.
The best time to start financial planning is now. Whether you're just starting your career in Germany or have been here for years, we can help you optimize your current situation and plan for the future.
While we specialize in helping internationals navigate Germany's financial system, we welcome anyone looking for independent, transparent financial advice in Germany.