Financial planning for internationals in Germany
What financial challenge
is on your mind today?
Start with free tools and guides to understand your options — we'll be here when you're ready to act.
Or pick a topic
When you're ready
One person in your corner.
A full network behind them.
Your Financemate coordinates vetted, English-speaking specialists — from tax advisors to banks — so you go from understanding to done.
Financemate
Your dedicated guide
We talk to banks for you
Hover over a specialist to see how we help
Your Platform
Where opportunities are understood & executed
Financemate
Your dedicated guide
Where you see it all
The Building Blocks
Financial independence isn't one big move.
It's building blocks that compound over time.
Pensions, tax optimization, ETFs, property — each one closes part of the gap between where you are and where you want to be.
Don't take our word for it.
Kristine
Australia
Four months later, I bought another in Frankfurt for €600k
Marieke Neleman
Netherlands
explained everything clearly and provided a tailored solution
Ruwen Bussinger
Germany
an honest sparring partner for financial decisions
Get Started
Ready to find your opportunities?
Start exploring your financial picture today. Free. No credit card required.
“Real estate came up, and I was flabbergasted by the calculation — positive cashflow, tax benefits, building wealth without using my own capital… why wasn’t anyone talking about this?”
Kristine
Australia · 2 properties in Germany
FAQs
We combine modern software with independent financial advisors. Start by exploring our tools and calculators on your own, then book a free consultation when you're ready to discuss your specific situation.
If you're living in Germany as an international, earn income here, and want to optimize your finances, you're likely eligible. We work with anyone from early-career professionals to established executives.
Real estate investing focuses specifically on using property to reduce taxes and build wealth. Holistic planning takes a broader view of your entire financial situation including investments, retirement, insurance, and life goals.
Our calculators and planning tools are free to use. For personalized guidance, we offer 1:1 coaching sessions at an hourly rate. When your plan points to a product or service that fits — i.e. investment property — and you choose to go through one of our partners (you don't have to), we earn a referral commission from the partner. Not from you. In the case of investment properties, since we work mostly on new buildings, the developer of these buildings pays. Which means there is no agent fee that you have to pay, which is more a norm on the market.
The best time to start financial planning is now. Whether you're just starting your career in Germany or have been here for years, we can help you optimize your current situation and plan for the future.
While we specialize in helping internationals navigate Germany's financial system, we welcome anyone looking for independent, transparent financial advice in Germany.