Build future income
from one hub
Plan your financial future in Germany with confidence.
Free. No credit card required.
Your building blocks
Everything you need to plan your financial future, in one place.
Which block should you start with?
Answer 8 quick questions about your income, savings, and goals. Get a personalized recommendation in under 2 minutes.
What is your annual gross income?
This helps determine which tax benefits are most valuable for you
"Four months later, I bought another in Frankfurt for €600k"
— Kristine, Australia
Why Financemate?
We find the opportunities.
Then help you act on them.
Most advisors sell one product. Little transparency, no software. Here you see your whole picture - taxes, investments, pensions, real estate - and optimize across all of it. No conflicts of interest, just better financial outcomes.
Don't take our word for it!
Hear it from our clients.
“Four months later, I bought another in Frankfurt for €600k”
Kristine
Australia
“explained everything clearly and provided a tailored solution”
Marieke Neleman
Netherlands
“an honest sparring partner for financial decisions”
Ruwen Bussinger
Germany
FAQs
We combine modern software with independent financial advisors. Start by exploring our tools and calculators on your own, then book a free consultation when you're ready to discuss your specific situation.
If you're living in Germany as an international, earn income here, and want to optimize your finances, you're likely eligible. We work with anyone from early-career professionals to established executives.
Real estate investing focuses specifically on using property to reduce taxes and build wealth. Holistic planning takes a broader view of your entire financial situation including investments, retirement, insurance, and life goals.
Our calculators and planning tools are free to use. Advisory services are fee-based with transparent pricing - we'll discuss costs during your free intro consultation. We never earn commissions from financial products.
The best time to start financial planning is now. Whether you're just starting your career in Germany or have been here for years, we can help you optimize your current situation and plan for the future.
While we specialize in helping internationals navigate Germany's financial system, we welcome anyone looking for independent, transparent financial advice in Germany.