Free Financial Calculators

Make informed financial decisions with our suite of free calculators. Plan your investments, retirement, and major purchases with confidence.

Investment

ETF Investment Calculator

See how regular ETF investments could grow over time with compound interest

Investment

ETF Allocation Mix Calculator

Find your optimal stock/bond portfolio mix based on 120+ years of market data

Tax Planning

German Income Tax Calculator

Calculate your German income tax liability using official tax brackets

Career

RSU Calculator

Calculate gross and net value of your RSUs with quarterly vesting schedules

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Rent vs Buy Calculator

Compare the financial outcome of renting vs buying a home

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Emergency Fund Calculator

Determine the right size for your emergency fund

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Mortgage vs Investment Calculator

Should you pay off your mortgage early or invest the money? Compare strategies with detailed analysis

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bAV Value Calculator

Advanced company pension analysis with tax savings and employer matching

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Property Investment Calculator

Comprehensive real estate investment analysis with cash flow projections

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Public Pension Calculator

Calculate your German pension gap and retirement readiness

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Financial Freedom Calculator

Determine exactly how much you need for complete financial independence

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Time Value Calculator

Advanced present/future value calculations for complex financial decisions

Ready for Comprehensive Financial Planning?

While calculators are great for initial planning, nothing beats personalized advice from qualified financial advisors who understand the German market.

These calculators provide educational estimates based on simplified assumptions and should not be considered as financial advice. Actual results may vary significantly due to market conditions, tax changes, inflation, and personal circumstances. Always consult with qualified financial advisors before making investment decisions or major financial commitments.