Answer money questions,
in minutes
Find out where your finances can take you, what's missing for your dream life
and plan holistically on how to get there.
Free account. No trial period.
What question bothers you the most?
Get instant answers to your financial questions with our interactive calculators.
How much should I invest into ETFs?
Calculate your optimal ETF investment amount based on your income, goals, and timeline.
Can I afford to buy a home?
Understand what home price you can afford with your current financial situation.
Should I buy or rent out?
Compare the long-term financial impact of buying vs. renting a property.
What's your pension gap?
Discover how much you need to save to maintain your lifestyle in retirement.
Is your emergency fund big enough?
Calculate the right emergency fund size for your life situation and expenses.
Explore more calculators
Discover all our financial planning tools
But... behind every question lie holistic consequences
Each financial decision impacts your entire financial picture. We help you see the complete story.
Create accountPlan without overwhelm
Our step-by-step planners guide you through every financial decision with built-in education and context. You'll find it easy and intuitive to build comprehensive financial plans that truly represent you, your goals, and the life you want to live.
- Start from where you are today
- Dream about what you want tomorrow
- Plan to get there
Make your money last
Bring all of your financial decision making into one place to truly evaluate how your choices impact your long-term wealth. See the complete picture of your financial future and make confident decisions that help your money last.
- Map future income streams
- See your networth evolve
- Evaluate real estate purchases
- Reduce anxiety around your financial future
Benefit from human experts
We believe human sparring partners and experts who can coach and teach you are invaluable. With Financemate, you and your plan are always just a click away from accessing experienced financial planners who understand your unique situation in Germany.
- Access to expert planners when you need it
- Get guided through complex decisions
- Review your plan with certified financial advisors
Everything you need to plan your financial future
Free tools to get started. Pro tools to optimize everything.
Retirement Projections
See when you can retire comfortably with detailed timeline forecasting
Income Projections
Model your income over time with salary growth and life events
Cash Allocation
Optimize where your money goes with smart allocation recommendations
Tax Analytics(Pro)
Minimize your tax burden legally with optimization strategies
Real Estate Simulations(Pro)
Model property investments vs. renting with comprehensive scenarios
Portfolio Income Projections(Pro)
Forecast returns from your investments with advanced modeling
Emergency Fund
Calculate and build your safety net for unexpected expenses
Risk Manager
Identify and protect against financial risks in your life
Life Event Planner
Plan for major milestones and their financial impact
Trusted by internationals living in Germany
"I found Financemate through Google as I needed advice on pension/investment for starting freelance. He explained everything clearly and provided a tailored solution for me. I can recommend Alex to anyone seeking help with finances while also wanting to become more knowledgeable about the topic."
"I first read about Financemate in a blog about financial advisors for immigrants in Germany. He patiently answered my questions about flexible pensions and helped me decide when and how to set them up. In my experience, he truly understands my needs and explains everything clearly. I look forward to consulting with him again."
Explore their stories and see how we could help. Your story could be next.