Got a
Financemate?
We help high earning internationals living in Germany save income tax and build wealth through real estate investing and long-term financial planning.
Free. No account required.
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See how it works
Learn the investment strategy in your own time or from experts.
Get a tailored match
After understanding your goals, we present the right property for you.
Buy through us, or leave educated
Full support from understanding to financing to notary.
Lower your income tax, build wealth
Understand the power of investing in the right property for your financial goals as a high earner.
Understand Real EstatePlan long-term,
execute short-term
Discover if you can retire early, with how much money, and where it's coming from.
Explore Financial Planning
See where you stand
Understand your income, expenses, and net worth at a glance.
Plan for life's big moments
Kids, home purchase, career break — see how each affects your path.
See your retirement timeline
Know when you can retire, how much you'll have, and where it comes from. Penions, Investments, etc.
Ready to take the next step?
Explore on your own or get personal guidance — both are free.
Self-guidedFinancial Planning Hub
See where you stand and plan your path to independence.
Self-guidedReal Estate Hub
Learn how property investment lowers taxes and builds wealth.
Guided by usBook a Free Discovery Call
Not sure where to start? Let's map out the best path for you.
Benefit from a mate in Finance, like them
Kristine
Australia
"Real estate came up, and I was flabbergasted by the calculation - positive cashflow, tax benefits, building wealth without using my own capital… why wasn't anyone talking about this? Alex guided me through the numbers, I verified with my own research, and it seemed like a no-brainer. We found a €250k apartment, and I went for it. Four months later, I bought another in Frankfurt for €600k."
"Four months later, I bought another in Frankfurt for €600k"
Marieke Neleman
Netherlands
"I found Financemate through Google as I needed advice on pension/investment for starting freelance. He explained everything clearly and provided a tailored solution for me. I can recommend Alex to anyone seeking help with finances while also wanting to become more knowledgeable about the topic."
"explained everything clearly and provided a tailored solution"
Ruwen Bussinger
Germany
"I admit it, I'm no expert. Alex (my Financemate) was the first consultant who suggested canceling products that no longer fit our needs and only recommended truly helpful ones. There was never any pressure, just an honest discussion about risks and preferences. I wholeheartedly recommend him as an honest sparring partner for financial decisions."
"an honest sparring partner for financial decisions"
FAQs
We combine modern software with independent financial advisors. Start by exploring our tools and calculators on your own, then book a free consultation when you're ready to discuss your specific situation.
If you're living in Germany as an international, earn income here, and want to optimize your finances, you're likely eligible. We work with anyone from early-career professionals to established executives.
Real estate investing focuses specifically on using property to reduce taxes and build wealth. Holistic planning takes a broader view of your entire financial situation including investments, retirement, insurance, and life goals.
Our calculators and planning tools are free to use. Advisory services are fee-based with transparent pricing - we'll discuss costs during your free intro consultation. We never earn commissions from financial products.
The best time to start financial planning is now. Whether you're just starting your career in Germany or have been here for years, we can help you optimize your current situation and plan for the future.
While we specialize in helping internationals navigate Germany's financial system, we welcome anyone looking for independent, transparent financial advice in Germany.