For Internationals and Germans

The wealth hub for achieving financial freedom

Financial planning tools for people earning over EUR 80k in Germany. Save taxes through real estate investing, visualize your financial life and build more retirement income.

Free. No credit card required.

Real Estate

Turn your taxes into property wealth

High earners in Germany can legally reduce their tax burden by investing in real estate with depreciation benefits — all before you commit to anything.

  • Interactive tax & cashflow calculator
  • Personalized property matches
  • Real financing offers from banks
  • No commitment required

Annual Tax Savings Based on Your Income

€18k€14k€9k€5k€0k

Year 2

Tax Savings : 16.800

Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Tax Savings

"Four months later, I bought another in Frankfurt for €600k"

Kristine, Australia

A Key Pillar of Long-Term Wealth

Real estate investment, from first property to portfolio

Property is one of the most powerful ways to build wealth in Germany.

01

Learn

Know your numbers

Tax savings, cashflow, total return — see if it makes sense for you.

€8k+

avg. tax savings

02

Find

Find your property

Curated tax-efficient properties from our developer network.

47

properties

03

Finance

Secure financing

100% or 108% financing through partners who know our properties.

100%+

financing

04

Buy

Sign with confidence

English-speaking notaries, organized docs, no surprises.

EN

notaries

05

Manage

Collect your rent

Tax-deductible property management handles the admin.

+€890

monthly rent

Swipe to explore

See Your Financial Future

Financial planning, from today's snapshot to retirement

Know when you can retire, with how much, and where it's coming from.

01

Track

Start with what you have

Connect accounts or enter manually — income, expenses, assets, debts.

€6.2k

avg. monthly income

02

Visualize

See your complete picture

Net worth, cash flow, savings rate — understand where you stand today.

€142k

avg. net worth

03

Project

Model your future

Kids, home purchase, career break — see how life events affect your path.

3+

life events planned

04

Optimize

Find opportunities

Tax-advantaged accounts, investment allocation, expense reduction.

€450

avg. monthly savings found

05

Achieve

Know your timeline

When can you retire, with how much, and where it comes from.

58

avg. retirement age

Swipe to explore

Find your best next step

What's your biggest financial priority right now?

Testimonials

Don't take our word for it!
Hear it from our clients.

Four months later, I bought another in Frankfurt for €600k

Kristine

Kristine

Australia

explained everything clearly and provided a tailored solution

Marieke Neleman

Marieke Neleman

Netherlands

an honest sparring partner for financial decisions

Ruwen Bussinger

Ruwen Bussinger

Germany

FAQs

We combine modern software with independent financial advisors. Start by exploring our tools and calculators on your own, then book a free consultation when you're ready to discuss your specific situation.

If you're living in Germany as an international, earn income here, and want to optimize your finances, you're likely eligible. We work with anyone from early-career professionals to established executives.

Real estate investing focuses specifically on using property to reduce taxes and build wealth. Holistic planning takes a broader view of your entire financial situation including investments, retirement, insurance, and life goals.

Our calculators and planning tools are free to use. Advisory services are fee-based with transparent pricing - we'll discuss costs during your free intro consultation. We never earn commissions from financial products.

The best time to start financial planning is now. Whether you're just starting your career in Germany or have been here for years, we can help you optimize your current situation and plan for the future.

While we specialize in helping internationals navigate Germany's financial system, we welcome anyone looking for independent, transparent financial advice in Germany.