Caring for aging parents? Facing health challenges? Managing family responsibilities across borders? We help you structure support responsibly, plan for care costs, and protect against income loss with clarity and confidence.
Emotional and financial stress supporting family abroad while managing life in Germany creates complex cross-border costs with uncertain duration. We consolidate your full financial picture (income, savings, family support) and help you plan predictable transfers, buffers, and insurance coverage, while your planner helps you manage emotional trade-offs. You can support loved ones responsibly with structure, not strain.
Medical costs, work uncertainty, and fear of income loss hit hard when expats often lack awareness of how coverage works in Germany. We audit your safety nets (health, disability, income protection) digitally and help fill gaps through human guidance, ensuring you're financially resilient under stress. Clarity and security even in health uncertainty, finances no longer add to the anxiety.
Drastic income change and long-term dependency risk loom when many internationals don't realize how underinsured they are. We model the impact of income loss and simulate insurance scenarios, helping you set up sustainable protection plans and emergency funding strategies. Confidence that your future and your family's stays financially stable regardless of health outcomes.
Confusion around Pflegeversicherung, unclear costs, and delayed action lead to future financial strain for self or parents. We visualize long-term care costs and options, integrating them into your broader plan while your planner explains how to prepare financially without overpaying or over-insuring. Preparedness and peace of mind, you're ready for care costs before they become a crisis.
Rising ongoing costs for childcare, education, and dependents abroad create pressure, especially for internationals supporting family in multiple countries. We help you project multi-country expenses, manage currency exposure, and create balanced savings plans that fit your family's unique structure. You can provide across borders with control and foresight, no burnout, no blind spots.
"I found Financemate through Google as I needed advice on pension/investment for starting freelance. He explained everything clearly and provided a tailored solution for me. I can recommend Alex to anyone seeking help with finances while also wanting to become more knowledgeable about the topic."
"I first read about Financemate in a blog about financial advisors for immigrants in Germany. He patiently answered my questions about flexible pensions and helped me decide when and how to set them up. In my experience, he truly understands my needs and explains everything clearly. I look forward to consulting with him again."
Explore their stories and see how we could help. Your story could be next.
Every day you wait is another day without the independence you deserve. Take the first step toward financial freedom.
Free consultation • No commitment required • 30 minutes