Should you buy or rent in Germany? Rent out or live in it?
Property investment in Germany isn't just about monthly payments - it's about opportunity costs, tax benefits, and long-term wealth building. We analyze your specific situation to determine if buying makes financial sense for you.
Numbers don't lie analysis
Stop relying on gut feelings about property. We crunch real data - rental yields, opportunity costs, and tax implications - to give you clear buy vs rent guidance.
Tax optimization strategies
German property investment comes with unique tax benefits and pitfalls. We help you learn about them and show how you could use them. We are not tax advisors though.
Investment not just shelter
Whether you're buying to live in or as an investment, we analyze property through an investor lens. Location, appreciation potential, and exit strategies matter.
Get the real numbers behind your property decision
Make informed property decisions with our sophisticated calculators. Get detailed analysis, cash flow projections, and personalized insights from qualified advisors.
Rent vs Buy Calculator
Compare the financial outcome of renting vs buying a home
Property Investment Calculator
Comprehensive real estate investment analysis with cash flow projections
Mortgage vs Investment Calculator
Should you pay off your mortgage early or invest the money? Compare strategies with detailed analysis
What other internationals say about us

"I found Financemate through Google as I needed advice on pension/investment for starting freelance. He explained everything clearly and provided a tailored solution for me. I can recommend Alex to anyone seeking help with finances while also wanting to become more knowledgeable about the topic."

"I first read about Financemate in a blog about financial advisors for immigrants in Germany. He patiently answered my questions about flexible pensions and helped me decide when and how to set them up. In my experience, he truly understands my needs and explains everything clearly. I look forward to consulting with him again."
Explore their stories and see how we could help. Your story could be next.
FAQs
Your financial future starts with one decision
Every day you wait is a day of potential growth lost. Take the first step toward financial confidence.
Free consultation • No commitment required • 30 minutes
