The big questions

Should you buy or rent in Germany? Rent out or live in it?

Property investment in Germany isn't just about monthly payments - it's about opportunity costs, tax benefits, and long-term wealth building. We analyze your specific situation to determine if buying makes financial sense for you.

Numbers don't lie analysis

Stop relying on gut feelings about property. We crunch real data - rental yields, opportunity costs, and tax implications - to give you clear buy vs rent guidance.

Tax optimization strategies

German property investment comes with unique tax benefits and pitfalls. We help you learn about them and show how you could use them. We are not tax advisors though.

Investment not just shelter

Whether you're buying to live in or as an investment, we analyze property through an investor lens. Location, appreciation potential, and exit strategies matter.

Get the real numbers behind your property decision

Make informed property decisions with our sophisticated calculators. Get detailed analysis, cash flow projections, and personalized insights from qualified advisors.

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Rent vs Buy Calculator

Compare the financial outcome of renting vs buying a home

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Property Investment Calculator

Comprehensive real estate investment analysis with cash flow projections

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Mortgage vs Investment Calculator

Should you pay off your mortgage early or invest the money? Compare strategies with detailed analysis

What other internationals say about us

Marieke Neleman

Marieke Neleman

NetherlandsJanuary 8, 2024

"I found Financemate through Google as I needed advice on pension/investment for starting freelance. He explained everything clearly and provided a tailored solution for me. I can recommend Alex to anyone seeking help with finances while also wanting to become more knowledgeable about the topic."

Carlos Macias

Carlos Macias

MexicoJanuary 23, 2024

"I first read about Financemate in a blog about financial advisors for immigrants in Germany. He patiently answered my questions about flexible pensions and helped me decide when and how to set them up. In my experience, he truly understands my needs and explains everything clearly. I look forward to consulting with him again."

Explore their stories and see how we could help. Your story could be next.

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Your financial future starts with one decision

Every day you wait is a day of potential growth lost. Take the first step toward financial confidence.

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