Knowing if your money lasts and when to retire how
Retirement is a tricky one. Everyone has a different view on their own retirement. Some want to retire earlier, some later, some never. The key to all of them is figuring out how your income sources change and develop and if they can sustain the expenses you expect. Well, let's figure it out, together!
Planning for uncertainty
Retirement isn't just about hitting 67. We help you plan for early retirement, late retirement, or never retiring - because life doesn't follow a script.
German pensions demystified
Navigate the three-pillar system with confidence. From Deutsche Rentenversicherung to Riester, we translate complexity into clarity for your international situation.
Income streams coordinated
Optimize when to tap into what: state pensions, private savings, and investments. We help you create a sustainable withdrawal strategy that maximizes your wealth.
The traditional way of viewing
retirement is evolving.
Today's happiest retirees aren't defined by inactivity, but by having the financial freedom to pursue what matters most to them. That's real freedom. What does retirement mean for you? Let's hear it, we'd love to align your finances to it.
What other internationals say about us

"I found Financemate through Google as I needed advice on pension/investment for starting freelance. He explained everything clearly and provided a tailored solution for me. I can recommend Alex to anyone seeking help with finances while also wanting to become more knowledgeable about the topic."

"I first read about Financemate in a blog about financial advisors for immigrants in Germany. He patiently answered my questions about flexible pensions and helped me decide when and how to set them up. In my experience, he truly understands my needs and explains everything clearly. I look forward to consulting with him again."
Explore their stories and see how we could help. Your story could be next.
FAQs
Your financial future starts with one decision
Every day you wait is a day of potential growth lost. Take the first step toward financial confidence.
Free consultation • No commitment required • 30 minutes
