Navigate life's biggest moments with financial clarity
Getting married? Having a child? Facing inheritance or separation? Life's major transitions bring financial complexity and emotional stress. We help you make sound decisions when clarity matters most — aligning your finances with what matters to you.
Getting married or entering a long-term partnership
Two incomes, two nationalities, and two financial systems mean joint accounts to inheritance get complex fast for internationals. We help you map both financial situations, align goals, and simulate scenarios for joint vs. separate finances, then your planner facilitates balanced decisions on savings, insurances, and investments. A clear, fair structure that strengthens your relationship, financial alignment without friction.
Divorce or separation
Financial and emotional stress collide: dividing assets, rethinking budgets, and restarting alone often across countries or systems. We consolidate assets, insurances, and obligations digitally, then your planner helps rebuild your independent structure from cash flow to safety nets. Financial clarity and stability to move forward confidently.
Having or adopting a child
New expenses, reduced income, and long-term education goals combined with confusing parental benefits create uncertainty. We model new expenses and adjust your plan dynamically, while your advisor guides you on cash flow, family protection, and education savings aligned with your timeline. Peace of mind, you focus on your family while knowing your financial base is solid.
Losing a loved one or receiving an inheritance
Emotional overwhelm meets complex decisions: inheritance laws, tax implications, and financial reorganizing between countries. We centralize all assets and liabilities, visualize new inheritance inflows, and help you reallocate responsibly through structured sessions. Sound decisions in an emotional time, honoring value, not reacting under stress.
Moving in together or buying a home as a couple
Combining finances, managing joint liabilities, and aligning goals are new territory for couples. We visualize joint vs. individual assets, model property affordability, and help design shared financial goals through hybrid planning. Financial harmony, both partners know where you stand, what you own, and what you're building together.
Trusted by internationals living in Germany
"I found Financemate through Google as I needed advice on pension/investment for starting freelance. He explained everything clearly and provided a tailored solution for me. I can recommend Alex to anyone seeking help with finances while also wanting to become more knowledgeable about the topic."
"I first read about Financemate in a blog about financial advisors for immigrants in Germany. He patiently answered my questions about flexible pensions and helped me decide when and how to set them up. In my experience, he truly understands my needs and explains everything clearly. I look forward to consulting with him again."
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